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Are you facing mortgage challenges? Has your mortgage company filed papers to start foreclosure proceedings to attempt to take your home from you? Did you know you have options available to stop it?
We work every day with homeowners facing foreclosure and are successful in helping them get the lenders off their backs. Lenders do not want to take your home. They face enormous legal costs and a very high overhead. As a result of today's economy, lenders are more flexible than ever before in creating programs to help you save your home. If we can help you take advantage of the programs out there to save your home, our services are free of charge.
In cases where saving your home is not possible or you just want out, we may be able to purchase your home. In fact we may be able to buy your home if you have no equity or even owe more on your home than what it is worth. We can make this possible because we have the experience and knowledge of how to work with lenders. This allows us to often get your mortgage and lien balances reduced through negotiations with your lenders making it possible for us to buy your home. Mortgage companies deal with us because we have the experience and the cash to close quickly.
Do you have equity in your home that you are in fear of losing? We may be able to purchase your home to save some of your equity by doing an equity share to get you cash quickly. If your home goes to auction the equity you have built up will be lost. Nearly every time at auction, there is no extra money left to go to the homeowner. In fact, in cases where the home sells for less than what is owed on it, the lenders may come after you for their money with lawsuits and garnishing of your future wages. We have the knowledge and skills to effectively work with all lenders to get them to accept payment in full so you can walk away debt free with the cash to begin a fresh start.
There are many out of state companies and even local investors who may try to get you to sell to them. While we encourage you to explore every option you can, we can tell you we will personally do our best to achieve what you want and arrive at a solution that will work to stop the foreclosure. We are a local couple, not a large company. You will find that many out of state companies and local investors will not work with homeowners that do not have equity because of the work required to reach a solution for you. We will personally come out to your house and explore what options we can work on with you. Most of the large companies that send you letters will not do this. In fact, we have talked to homeowners who paid these companies money to help stop their foreclosure only to lose their home at auction. While they may be able to provide a solution to you, please be careful in paying any front money. Remember, we don't charge any fees for our services and we strive for a solution that is a win for everyone.
Did you know that foreclosure can stay on your record for seven to ten years? This could make it next to impossible to get a mortgage in the future. Typically, the first year after the foreclosure is on your record lenders won't even look at you. After the second year they may offer you financing for a home, but typically the rates will be similar to credit card rates - around 19% interest! This means your mortgage payment on a $100,000 home could be over $2000 per month! Did you know that a foreclosure on your record is worse than bankruptcy on your record? You may have even met with an attorney that told you to file bankruptcy to save your home. What they may not be telling you is that filing for bankruptcy may slow the foreclosure process down a few months, but the lender can file a clause that can start the foreclosure process right up again where they left off. Also, the new bankruptcy laws make it difficult to wipe out debt like they once could, leaving you to pay it for many years. Can you see why you need a professional investor working for you with the cash to help you out?TIMING IS EVERYTHING!!! YOUR PROMPT ATTENTION TO THIS MATTER IS SO CRITICAL!! The most important thing to do right now is to act quickly. While the foreclosure can be stopped in the last few days before the auction, the closer the auction date gets, the less likely the bank is to work out a deal. Even if you don't use our services, it is important to work on preventing the foreclosure before it is too late. Once we meet and agree on a solution, we will present you an offer that night or by the next day. We will keep you informed of progress and if anything changes. As always, we encourage you to seek counsel with others if you wish but we can tell you, our clients have been very satisfied. If we can even provide you with advice on the phone, we will do our best. We work in Des Moines, we have a name to protect and we have property in the community so you can be sure we are out for the best for you.Call today for a free consultation on the phone. That step is difficult to do, we do understand, but we can tell you, there are others out there that are so happy they did call us. You have the courage and you have nothing to lose when you call. We are both very easy to talk with and will take the time to understand your situation so we can help you out. We are part of a networking team of nationally recognized investors who have worked with thousands of others in your exact situation so you know we have the most up to date information. We have also worked with several others locally so you can be sure we have the knowledge to handle your situation and help you prevent your foreclosure. If you would rather email us information on your situation, please do. Whatever you do, don't delay in contacting us today. The clock is ticking and we are ready to make your situation our priority!
How to Contact Us
Don't Delay! Call Today!
Office Number: (515) 727-HOME
Alternate Number: (641) 230-0292
Email: webuyiowahomes@iowatelecom.net